Mortgage / Loan Calculator
Check your monthly payment, total interest, and how much faster you could pay off the loan with extra monthly payments.
Adjust your numbers
Down payment
Enter a fixed dollar amount. Set to 0 for a standard personal loan estimate.
Calculations update as you type.
Loan details
- Purchase price
- $400,000
- Monthly payment
- $2,075.51Principal $275.51 ยท Interest $1,800.00
- PMI (estimated)
- $0.00/mo
- Down payment
- $80,000 (20%)
- Loan amount
- $320,000
- Total interest
- $427,185
- Total cost (overlife of loan)
- $827,185
- Interest saved
- $0
If you pay extra
- Monthly payment with extra
- $2,075.51
- Projected payoff time
- 30y 0m
- Months saved
- 0
- Total interest with extra
- $427,185
- Total cost with extra
- $827,185
Quick notes
This calculator focuses on principal and interest only. Property taxes, insurance, PMI, and HOA dues are not included.
For a personal loan, set the down payment to 0 and enter the full borrowed amount as the purchase price.